CLAVERIA, Victor; DELA CRUZ, Amalia; RAMOS, Jean. Assessing the Enterprise Risk Management and Financial Sustainability of Retail Micro and Small Enterprises in Dagupan City, Philippines. International Journal of Research on Multidisciplinary Studies, [S. l.], v. 1, n. 10, p. 1–15, 2026. DOI: 10.67903/ijroms0550. Disponível em: https://ijroms.com/index.php/home/article/view/issue_v1i10a1. Acesso em: 5 nov. 2026.